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eCheck is the first and only e-payment mode chosen by the United States to make high-value payments via the internet. It is one of the cheapest methods of paying for goods and services. Money is first electronically withdrawn from your account, then transferred via a network and deposited into the seller's account.
How eCheck Work
Three main processes take place. You first write the eCheck electronically and submit it to the payee electronically. The payee then deposits the eCheck and receives credit from his bank. The payee's bank clears the check to the paying bank. The paying bank validates the eCheck and charges your account.
